Job Description What's the opportunity? As a Private Banking Credit Manager, you will underwrite and adjudicate borrowings originating from the Private Banking Network channels. You will assess the inherent risks while respecting Bank policies, identifying exceptions to credit principles, rules and guidelines. You will approve/amend and underwrite transactions and assess inherent risks while respecting disciplines imposed by Bank policies, accurately identify required exceptions to applicable folios and deliver exceptional partner experiences to contribute to our purpose of helping clients thrive and communities prosper. What will you do? Consistently demonstrate attributes of the RBC blueprint to deliver on the role mandate Apply your expertise in the adjudication of complex mortgage and personal lending applications within delegated lending limits Use sound judgment and knowledge of all credit policies to balance risk appetite with business growth Provide resolution to stakeholders related to credit decisions and policy interpretation Demonstrate strong collaboration positively impacting sales partners to win in the market Take the lead in identifying innovation that will improve adjudication efficiencies Ensure compliance to Anti Money Laundering (AML) requirements are satisfied at all times Actively participate in coaching routines to expand proficiencies and deliver high performance What do you need to succeed? Must-have Lending/credit experience Knowledge and understanding of personal lending guidelines and policy Understanding of how credit impacts clients’ overall financial planning Strong business and financial risk assessment and analytical skills Proven analytical and problem-solving skills Professional communication and call handling capabilities Ability to clearly articulate credit decisions both verbally and in writing to all stakeholders Flexible to work extended hours during high volume periods Bilingualism (English and French) required, as you will regularly do business with RBC partners and/or employees across Canada with English and French speaking needs Nice-to-have Private Banking, Small Business or Commercial experience What’s in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. A comprehensive Total Rewards Program including bonuses and flexible benefits Competitive compensation Ability to make a difference and lasting impact Work in a dynamic, collaborative, progressive, and high-performing team Job Skills Credit Policies, Credit Processes Additional Job Details Address: 1 PLACE VILLE MARIE:MONTRÉAL City: Montréal Country: Canada Work hours/week: 37.5 Employment Type: Full time Platform: PERSONAL & COMMERCIAL BANKING Job Type: Regular Pay Type: Salaried Posted Date: 2026-06-26 Application Deadline: 2026-07-31 Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above Our Employment Opportunities At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. Join our Talent Community Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you. Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com. RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail. Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Our success comes from the 84,000+ employees who bring our vision, values and strategy to life so we can help our clients thrive and communities prosper. As Canada’s biggest bank, and one of the largest in the world based on market capitalization, we have a diversified business model with a focus on innovation and providing exceptional experiences to more than 16 million clients in Canada, the U.S. and 34 other countries. Learn more at rbc.com.‎ We are proud to support a broad range of community initiatives through donations, community investments and employee volunteer activities. See how at rbc.com/community-social-impact.