About Us At Nova Mutual, we are shaping the future of mutual insurance in Ontario. Rooted in more than a century of community-minded service, we combine the strength of tradition with a forward-thinking approach, earning the trust of the members and communities we proudly serve. We are guided not just by what we do, but why we do it. Our purpose is clear: to keep our promise - to protect our members and empower the partners who rely on us. Guided by our purpose and our people, we’re building a future where care, community, and creativity drive every decision. Our team is passionate about making a real difference, shaping solutions that reflect the values of mutuality and trust that have defined us for generations. Here, every role matters because every promise we keep helps build a stronger, more resilient Ontario. If you’re energized by impactful work and want to be part of a team shaping a trusted, modern mutual, you’ll feel right at home with us.

The Opportunity Nova Mutual Insurance is seeking a Commercial Lines Underwriter to underwrite, price, and service a medium-sized commercial portfolio in line with our underwriting standards and reinsurance guidelines. This role supports profitable growth, strong retention, and exceptional service for broker partners and members in a fast-paced environment. In this role, you will underwrite new business, renewals, and endorsements; assess risk; and make underwriting decisions within assigned authority. You will work closely with the Specialty Lines Team, internal partners, and broker relationships to support sound decision-making and a positive service experience

Key Responsibilities Manage a medium-sized commercial lines portfolio by applying Nova Mutual underwriting standards and guidelines. Review broker and agent submissions to assess acceptability, coverage structure, and pricing. Prepare accurate quotations and document underwriting decisions clearly and on time. Process new business, renewals, and endorsements within defined authority and protocols. Build and maintain strong broker and agent relationships through responsive communication and regular check-ins. Collaborate with the Specialty Lines Team, senior underwriters, claims, loss prevention, and operations on complex files and process improvements. Refer risks outside of authority or appetite to senior team members for review. Support implementation of inspection recommendations and loss prevention actions. Continue building technical knowledge through coaching, mentoring, and professional development.

What you need College diploma, university degree or equivalent experience. Minimum 5 years of progressive experience in commercial underwriting in SME and program business Enrollment in or completion of CIP Working knowledge of commercial lines products, policy wordings, and underwriting principles. Strong analytical, problem-solving, and decision-making skills. Excellent verbal and written communication skills, including the ability to explain underwriting decisions clearly. Proficiency with Microsoft Office tools. The ability to manage multiple priorities in a fast-paced environment. A commitment to ongoing learning and professional development; industry designations are an asset. Familiarity with mutual insurance or experience in a community-based insurer is an asset.

Why Join Us? A supportive, inclusive, and mission-driven culture Competitive compensation and benefits package Professional development opportunities and support for designations The chance to shape the future of underwriting in a growing mutual A workplace that values people, innovation, and community impact

Ready to Make a Difference? If you're an underwriting professional ready to lead with purpose, we’d love to hear from you. Apply today with your resume and cover letter outlining why you're a great fit for this role and for our mutual community.

This posting pertains to an existing vacancy that is actively being filled. Nova Mutual is an equal opportunity employer. Persons with disabilities requiring accommodation in the application process are to please reach out to us at recruitment@novamutual.com.