At ATB, we exist to make it possible for our clients, team members and communities. Our purpose is more than aspirational. It's a real commitment we live every day through our values (what we call the ATB ID).

About

Life at ATB is about more than work. In fact, we’re consistently recognized as one of Canada's top employers thanks to our high-care, high-performance culture, upheld by the three commitments we make to our team members:

Impact in action: No matter where you are in the organization, you're empowered to make an impact in the lives of our clients and communities.

Thrive together: We want you—the unique, authentic you—to feel safe and celebrated at work. We're on a continuous journey to build the most flexible and inclusive programs.

Ready for tomorrow: We want to enable your success through interesting and challenging work, performance enablement, and learning and development.

About The Role

This position has a hybrid work arrangement. On average, this means 2-3 day(s) on-site per week. Please note that this is subject to change due to business priorities. It is preferred that our successful candidate is located in Lethbridge or Southern Alberta.

As ATB Business’ next Senior Underwriting Manager, you are someone who loves solving problems and leveraging your financial skills to find ways to create a meaningful impact for our clients. Your primary responsibility is to collaborate with a Relationship Manager and structure/recommend optimum credit solutions for ATB’s clients in both diversified commercial lending and investment real estate requests. You are considered an experienced lender with a strong understanding of ATB's credit risk appetite and have 5+ years experience structuring credit for commercial borrowers.

Beyond your core responsibilities, your expertise will be leveraged by others on the Central Underwriting Team and various ATB project teams. While primarily a non-customer-facing role, you will periodically participate in or lead client meetings. You will report to the Director, Central Underwriting.

Accountabilities

Collaborate with the Relationship Manager to assess risk and prepare credit assessments through completion of applications for credit. Ensure credit decisions/recommendations are in accordance with sound credit granting principles and are in accordance with ATB lending policy and procedures. Enhancing and maintaining a strong relationship with ATB Risk and Credit groups. Be a key member of the deal team motivating team members to ensure flawless execution for our clients. Act as a subject matter expert and mentor to junior underwriters and sales team members, sharing credit knowledge and best practices to foster a culture of sound and consistent lending.

Skills, Experience & Requirements

5+ years of experience underwriting commercial business loans with a strong preference for individuals with previous Diversified underwriting experience. Undergraduate degree in business commerce, economics, or related business experience. Strong analytical and financial analysis skills. Excellent communication and presentation skills.

Don’t meet all the requirements on the list?

A resume only goes so far in expressing who you are and the unique perspectives you bring. If you believe your skills and experience align with the role—but you might not check all the boxes—we want to hear from you. We encourage candidates from all work backgrounds, equity-seeking communities and experience levels to apply. If you’re seeking a career where your drive, perspective and growth are celebrated, we want to hear from you.

We’re dedicated to building a workforce reflective of those within our communities, and a culture where our team members are equipped with what they need to succeed—their way. Part of creating an inclusive workplace is recognizing our role in advancing Truth and Reconciliation. We are committed to meeting and exceeding the standards set out in the Partnership Accreditation in Indigenous Relations program created by the Canadian Council for Aboriginal Business.

What happens next?

If you are shortlisted, you’ll hear from us after the posting closes. Check out our How We Hire page to learn more about our hiring process. If you need any accommodations throughout this process, please let us know at talentteam@atb.com

Stay in touch

We’re excited that you’re interested in a career with ATB. Follow us on LinkedIn, Facebook and Instagram to learn more about what our team is up to.