Job Description What is the opportunity? As part of the Group Risk Management (GRM) team, the Associate Director, IFRS 9 Execution & Analytics will assist in the execution, business engagement, and analytics of RBC’s IFRS 9 credit provisioning. The ideal candidate will support the Director, IFRS 9 Credit Provisioning Canadian Banking Retail in developing and generating reports for oversight committees and senior management, and manage the maintenance and development of requisite processes, SOX controls, and analyses in support of credit provisioning activities. What will you do? Understand and analyze portfolios results from IFRS9 expected credit loss models Prepare reporting and provide communication to functional stakeholders on portfolios’ analysis and results Assist with preparing reports and analyses for the Allowance Committee and senior executives, explaining/correlating reported expected credit loss (ECL) with macroeconomic and portfolio loss drivers. Work with the Credit Measurement System team to understand credit provision results and assumptions Work with the Credit Methodology and Modelling team to understand modelling assumptions and impact of ongoing methodology enhancement Enhance the reporting framework by creating more tailored reports for specific stakeholders and improving current processes Assist with preparing documentation of processes and policies including SOX controls as required Keep abreast of macroeconomic, regulatory, accounting and other financial industry developments as they relate to RBC's credit provisioning. What do you need to succeed? Must-have Strong banking and risk knowledge (wholesale or retail credit or both), with cross-functional capability Risk and Finance; University degree preferred in an analytical discipline such as Finance, Statistics, Mathematics, or Economics; Experience in SAS/R/Python/MATLAB or other mathematical / statistical programming languages Strong ability to communicate, verbally and in writing, complex concepts in non-technical terms to business segment and Finance. Quick learner with outstanding analytical, and problem solving skills, with an ability to work towards challenging deadlines and deliver under pressure Nice-to-have A thorough understanding of relevant accounting and regulatory rules and requirements (IFRS 9, Basel) preferred Experience with Canadian Banking retail portfolios (Home Equity Finance, Cards, Personal Lending) What’s in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation Leaders who support your development through coaching and managing opportunities Work in a dynamic, collaborative, progressive, and high-performing team Opportunities to do challenging work Flexible work/life balance options Job Skills Accounting Finance, Budgeting, Commercial Acumen, Decision Making, Effectiveness Measurement, Finance, Financial Risk Management (FRM), Knowledge Organization, Long Term Planning, Performance Management (PM) Additional Job Details Address: RBC CENTRE, 155 WELLINGTON ST W:TORONTO City: Toronto Country: Canada Work hours/week: 37.5 Employment Type: Full time Platform: GROUP RISK MANAGEMENT Job Type: Regular Pay Type: Salaried Posted Date: 2026-06-24 Application Deadline: 2026-07-11 Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above Our Employment Opportunities At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. Join our Talent Community Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you. Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com. RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail. Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Our success comes from the 84,000+ employees who bring our vision, values and strategy to life so we can help our clients thrive and communities prosper. As Canada’s biggest bank, and one of the largest in the world based on market capitalization, we have a diversified business model with a focus on innovation and providing exceptional experiences to more than 16 million clients in Canada, the U.S. and 34 other countries. Learn more at rbc.com.‎ We are proud to support a broad range of community initiatives through donations, community investments and employee volunteer activities. See how at rbc.com/community-social-impact.