This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Senior Underwriting Consultant based in Canada.

This is a high-impact underwriting role within a fast-paced, client-centric environment focused on life and critical illness insurance risk assessment. You will evaluate complex insurance applications by analyzing medical, financial, and lifestyle information to determine eligibility and ensure accurate, competitive underwriting decisions. The role requires a strong balance of analytical expertise and relationship management, as you will collaborate closely with advisors, distribution partners, and internal stakeholders. You will also play a key role in negotiating outcomes with reinsurers when appropriate, ensuring fair and well-supported decisions for clients. Working in a culture of continuous improvement, you will contribute to process enhancements and support innovation across underwriting practices. This position is ideal for an experienced underwriting professional looking to grow within a high-performance, collaborative, and development-focused environment.

Accountabilities

Analyze life and critical illness insurance applications by assessing medical, financial, and lifestyle risk factors to determine eligibility and pricing decisions. Apply holistic underwriting expertise to ensure consistent, competitive, and well-supported risk assessments. Communicate underwriting decisions clearly and professionally to advisors, clients, and external partners when required. Negotiate with reinsurers on complex or unfavourable cases to achieve optimal outcomes within established guidelines and treaties. Build and maintain strong relationships with advisors, distribution partners, and internal business teams to support service excellence. Respond to advisor inquiries while maintaining confidentiality and adhering to regulatory and organizational standards. Contribute to continuous improvement initiatives by identifying process gaps and recommending enhancements. Support a collaborative, high-performance team environment focused on innovation and professional development.

Requirements

Bachelor’s degree or equivalent education in a relevant field. 5+ years of experience in life and/or critical illness underwriting. Strong knowledge of medical, financial, and lifestyle risk assessment principles. ALU certification required, with progression toward FALU designation considered highly desirable. Proven ability to manage complex underwriting cases, including large face amounts and premium structures. Strong analytical, decision-making, and problem-solving skills with high attention to detail. Excellent written and verbal communication skills, with the ability to explain complex decisions clearly. Ability to work independently while managing competing priorities in a fast-paced environment. Strong interpersonal and negotiation skills with the ability to collaborate across teams and external partners. Client-focused mindset with a strong commitment to service excellence and continuous improvement.

Benefits

Competitive annual salary range of CAD $80,000 to $128,000, plus eligibility for incentive programs. Hybrid work model with flexibility between remote and office-based work. Comprehensive health, dental, and wellness benefits. Retirement savings programs with employer contributions. Paid care days, sick days, and wellness-focused time off options. Access to internal “gigs” and cross-functional assignments for career development. Tuition support and ongoing professional education opportunities. Inclusive, collaborative environment focused on learning, innovation, and career growth. Community involvement programs with employer-matched charitable giving.

How Jobgether Works

We use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role's core requirements. Our system identifies the top-fitting candidates, and this shortlist is then shared directly with the hiring company. The final decision and next steps (interviews, assessments) are managed by their internal team.

We appreciate your interest and wish you the best!

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