About Us At Nilos, we believe that instant payment should be available everywhere. Many businesses continue to struggle with long payment delays and high spreads, preventing economic opportunities to rise in various regions. We see stablecoins as a solution to the longstanding challenges of liquidity and interoperability that have blocked the true democratization of efficient international payment systems. Nilos offers global payment rails designed for global merchants and fintechs, leveraging blockchain technology to provide an unparalleled payment experience. About the Role We are seeking a sharp and experienced Treasury Specialist to join our global team. In this role, you'll play a critical role in ensuring the accuracy, reliability, and efficiency of our end-to-end treasury, payments and FX flows, You will oversee daily treasury operations, FX trade execution, liquidity mangement, monitor transactions, resolve payment issues, manage reconciliations, and collaborate with product, engineering, compliance, and customer-facing teams to deliver an exceptional OTC desk and payments experience. This is a great role for someone who enjoys working at the intersection of treasury operations, FX ,operations, and technology, thrives in a fast-paced, dynamic environment and is excited about the opportunity to reinvent how treasury and FX trading works in today’s world. KEY RESPONSIBILITIES

Payment Operations Oversee and execute daily payment operations across multiple payment rails (SWIFT, SEPA, ACH, PIX, SYGMA, RTGS, SICA, Fedwire, UAEFTS, NIP virtual accounts, on-chain transfers etc). Monitor payment flows in real time, proactively identifying delays, exceptions, or failed transactions and driving swift resolution. Serve as first/second-line support for customers and internal teams facing FX and payment-related inquiries, ensuring timely and accurate responses. Collaborate with engineering and product teams to automate and optimise internal treasury tools, payment workflows, and operational controls. Identify and escalate systemic payment issues, partnering with technical teams to implement permanent fixes.

FX Trading & Market Monitoring Execute FX spot, forward, and swap trades on behalf of Nilos and its clients across multiple currency pairs and emerging-market corridors. Monitor currency markets, macroeconomic developments, liquidity conditions, and stablecoin dynamics to inform and improve trading decisions. Provide daily competitive FX pricing and market colour to clients and the internal sales team. Manage FX trade lifecycle from execution through settlement, ensuring accurate booking, confirmation, and reconciliation. FX sales by building and maintain strategic relationships with clients, liquidity and banking providers to ensure best execution and competitive spreads.

Liquidity Management Forecast liquidity requirements across fiat and digital asset balances, ensuring sufficient coverage for ongoing and upcoming payment flows. Monitor and optimise cash and stablecoin positions across accounts, entities, and currencies in real time. Manage prefunding and rebalancing of liquidity pools to minimise idle balances and funding gaps. Coordinate drawdowns, repayments, and utilisation of credit lines and banking facilities across all providers.

Reconciliation & Reporting Support daily reconciliation of banking provider positions, liquidity accounts, and on-chain wallet balances. Investigate and support FX, payment, and reconciliation related discrepancies accurately and within agreed SLAs. Prepare and distribute daily, weekly, and monthly treasury reports covering cash positions, FX P&L, payment volumes, and exception summaries. Support month-end close with accurate treasury and intercompany accounting entries.

Compliance & Controls Adhere to and actively support KYB/KYC policies, AML monitoring, and applicable regulatory requirements across jurisdictions. Maintain robust operational controls and audit trails for all treasury and payment activities. Support internal and external audits, providing documentation, evidence, and reconciliations as required.

QUALIFICATIONS & EXPERIENCE

Experience 3–5 years in payment operations, FX sales, FX brokerage, banking operations, or treasury management, ideally within a high-growth fintech, bank or payments business. Payments Knowledge Strong understanding of payments infrastructure: SWIFT, SEPA, ACH, card schemes, PSPs, virtual accounts, and FX settlement mechanics. FX & Markets Hands-on experience in executing FX transactions across various markets G10, stable coins and Sub saharan African markets , comfort reading market data, managing open positions , FX Sales and working with liquidity providers. Stablecoins / Web3 Familiarity with stablecoin mechanics (USDC, USDT, etc.) and on-chain payment flows is a strong advantage. Technical Skills Advanced Excel / Google Sheets; experience with TMS or payment operations platforms. Comfort with data and reconciliation tooling, Strong User of AI tools Soft Skills Excellent analytical skills, very high attention to detail, strong cross-functional communication, and ability to manage multiple priorities in a fast-paced environment, Be a great salesperson and know how to manage relationships.

CORE COMPETENCIES ✔ Analytical & quantitative thinking ✔ Exceptional attention to detail ✔ Sound FX & market risk judgement ✔ Ability to work under pressure and to deadlines ✔ Strong cross-functional collaboration ✔ Initiative & continuous improvement mindset ✔ High integrity and ethical standards ✔ Customer-centric & service-oriented approach

WHAT WE OFFER The opportunity to reshape treasury and FX operations in today’s world leveraging the best tools at your disposal Direct exposure to the inner workings of a fast-growing fintech reinventing cross-border payments. A front-row seat to global treasury flows and unique opportunities across emerging markets. A competitive and unique compensation package, including a performance-based bonus scheme. Flexible, remote-friendly working arrangements with a global team. Professional development support and the chance to grow with the company as it scales.