Who you are

• This role is ideal for someone who can move comfortably between high-level balance sheet strategies (liquidity, ALM, funding) and the operational details of getting money where it needs to be, on time, every day
• Experienced in Treasury: 5+ years of progressive experience in Treasury, ALM, or Liquidity Management, ideally at a bank or fintech with exposure towards regulated entities
• Fluent in bank models: You have hands-on experience building financial models and are comfortable with concepts like IRRBB, Regulatory Capital and LCR
• Tech-savvy: You leverage AI to streamline workflows and know when systems support best-in-class treasury processes
• Builder: You’re energized by ambiguous environments, can start from a blank page, and enjoy iterating towards better processes rather than maintaining a static runbook
• Data‑comfortable: Strong with spreadsheets and data and you can build practical forecasts, models and reports without waiting on someone else
• Collaborative: You like working with multiple different teams, and you’re comfortable explaining Treasury concepts to non‑Treasury stakeholders
• Implemented, been a super-user, or helped configure a Treasury Management System and know the ins and outs of bank connectivity and bank payments
• Prior experience with regulatory reporting to OSFI and/or Bank of Canada on liquidity, capital and other Treasury topics
• Exposure to building and managing ALM modelling, including behavioural assumptions for non-maturing deposits, loan prepayments and credit cards

What the job involves

• KOHO is looking for a Treasury Manager to be a foundational hire in our Treasury team as we stand up KOHO Bank and scale our treasury operations across multiple regulated legal entities
• Reporting to the Treasurer, you’ll be at the intersection between building bank treasury operations, cash management, and systems implementation. You’ll help run the day‑to‑day engine that moves money across multiple bank partners and products, while also leading the work to centralize these flows into a modern Treasury Management System (TMS)
• Bank Treasury: Design and document new end-to-end Treasury processes for KOHO Bank, including Asset Liability Management, intraday liquidity, funding strategy, HQLA management, and regulatory reporting
• Technical lead: Contribute to the development of Treasury models (IRRBB, behavioural modelling, liquidity stress testing) that support both day‑to‑day management and regulatory expectations
• Trusted partner: Collaborate with stakeholders such as Risk, Finance, Product, and Data to ensure new bank products are Treasury‑ready from day one – including balance sheet treatment, data flows, reporting, and operational workflows
• Business lead: Spearhead the implementation of a new Treasury Management System which will centralize all cash and investment processes across KOHO through both requirement setting and testing
• Cash Management: Support and enhance existing cash management operations to ensure we are always able to meet settlement obligations and safeguarding of customer funds

Benefits

• Stock options
• Semi-annual merit increases
• Holiday bonus
• Work from anywhere
• Generous PTO
• Health & Lifestyle spending accounts
• $1000 remote office setup budget
• $5000 referral bonus
• Free KOHO Premium account
• Icon Potential Alt Text
• In-house coaching program
• $2000 annual training allowance
• Approachable leadership
• Bias towards action