Do you value integrity and innovation? How about passion and caring? Great! Us too, and that's why you'll fit right in. Our intentional culture promotes trust and participation, encouraging you to bring your heart and mind to work every day. Senior Underwriter (Commercial Property) In-Scope Permanent, Full-Time Location: Winnipeg Pay Range: $82,886 - $104,610 Close Date: July 8, 2026 Work Location: This role is eligible for hybrid – this means you’ll have the flexibility of working from home and in the office, on a scheduled rotation once training requirements have been met. Until then, the successful incumbent will be expected to work on-site, full-time. The successful candidate will be responsible for day-to-day team leadership and provide support, guidance advice and direction. In this role you will be responsible for underwriting complex, high touch, and high value risks for Commercial Lines insurance. You will review, evaluate, rate, and process insurance requests for Commercial Property. As well you will be customer-focused and look for innovative ways to improve customer experience. You will establish relationships with brokers to develop lasting and profitable relationships and will mentor, delegate work, provide training, technical guidance, work review and approval to staff in junior positions. KEY ACCOUNTABILITIES Note: This section is not intended to be an exhaustive list of duties and responsibilities – other duties and responsibilities may be assigned. Underwriting Operations Reviews and evaluates quotes, new applications, renewals, revisions, and cancellations to determine risk acceptability for high touch, high value, critical accounts, corporate accounts and key broker partners. Researches and obtains additional information on risk if required. Evaluates complex risks and determines if risk is acceptable, needs modification, or should be declined based on analysis of all information pertinent to the risk and within the underwriter's authority. Calculates premiums, ensuring that appropriate rates are used, and that application discounts and surcharges are applied. Formulates rating structures for exposures that do not fall within the standard rating models, guidelines and/or published rates. Develops and recommends discretionary rate manipulation/modification based on risk exposure. Negotiates with brokers as to the conditions, limitations, rates, and premiums to apply. Reviews and approves requests that fall outside the authority levels of junior staff. Identifies and recommends changes and/or improvements to wordings for policies, rate and procedure manuals, forms, product brochures, workflow/business processes and systems enhancements to the corporate head office team. Participates in the review and development of new products, procedures, programs, and projects. Participates in periodic work reviews for quality assurance purposes for underwriters and brokers. Corresponds with brokers to request information and explain underwriting requirements and decisions. Understands existing and emerging industry trends and market conditions, gathers intelligence, and applies this knowledge to business decisions. Collaborates with internal and external stakeholders to discuss Underwriting risk. Determines SGI percentage of involvement on subscription policies and/or arranges for reinsurance. Interprets and applies policy wordings, conditions, limitations, rates, and premiums, with a strong focus on customer needs. Broker Experience and Relationship Management Consults with and visits brokers to discuss underwriting issues, resolve service matters, and build relationships and becomes a trusted advisor. Develops and maintains working relationships with brokers to generate a flow of profitable business and provides assistance in resolving any service matters. Collaborates with claims and other departments to deliver a consistent experience to brokers and customers. Assists with training to staff, brokers, and external parties on products and procedures. Prepares and conducts formal presentations. Understand the technology brokers use and offers tailored approaches to deliver on the ease of doing business mandate. Team Leadership (Underwriter I, Underwriter II, Underwriting Assistant) (Comm Auto, Comm Prop & Farm) (“Team leadership” applies only when the position has permanent accountability for the responsibilities listed below for a minimum of 3 employees.) Monitors and oversees the assignment of work. Delegates, reviews, and ensures quality of work. Leads the implementation of business processes, operations and policies through training, practical application, and feedback. Provides input or participates in performance feedback. High Performance Team & Culture Supports a culture of leadership and accountability to effectively meet the key accountabilities within the scope of the role. Displays leadership by committing to a culture of continuous learning/development of self and supports others by actively sharing knowledge, providing guidance, mentoring, training, and supporting developmental opportunities. Demonstrates that the Health, Safety and Emergency Management Policy is applied in area of responsibility for self and others. Actively applies knowledge to support transformation and strategic initiatives of the corporation, while participating and advocating change and applying a growth mindset. TECHNICAL KNOWLEDGE & SKILLS Knowledge of business operations and related assets of applicable business area (Commercial Auto, Commercial Property or Farm). Knowledge of the coverages of insurance products and related provincial/federal legislation for applicable line (Commercial Auto, Commercial Property or Farm). Knowledge of the Principles & Practices of Insurance Knowledge and skill of the rating procedures, the interpretation and application of established criteria and/or procedures to determine appropriate premiums, coverages, and deductibles for applicable insurance products. Knowledge of operating systems, workflow and processes with the ability to apply this knowledge, handle a large portfolio of business, and deliver outstanding service for brokers. Knowledge of reinsurance procedures and requirements Knowledge of other lines of insurance. EDUCATION & CERTIFICATIONS A two-year diploma from an accredited post-secondary education institution in a relevant field of study, such as Business, or defined equivalency. EXPERIENCE 5 – 7 years’ experience in underwriting, with at least 3 of those in the applicable commercial line. BEHAVIOURAL COMPETENCIES Leader Level 3 – Applies (Team/Dept) Accountability - Provides Direction and Sets Expectations Business Acumen - Applies Broader Business Metrics and Understands the Internal and External Environment Change Agility - Makes Change Real for Others Leadership - Leads the Team Pay Range:$82,886.00 - $104,610.00 Posting Close Date: July 8, 2026 As you prepare to submit your application, and cover letter if applicable, please highlight the achievements that demonstrate why you're a great candidate for this role. SGI has offered affordable insurance products and great service to our customers since 1945. SGI has 2 distinct operations — the Saskatchewan Auto Fund and SGI CANADA. The Auto Fund is Saskatchewan’s compulsory auto insurance program, operating the driver licensing and vehicle registration system. SGI CANADA is the property and casualty insurance division which offers products in Saskatchewan, British Columbia, Alberta, Manitoba and Ontario through a network independent insurance brokerages. SGI and SGI CANADA are Crown corporations, owned by the Government of Saskatchewan. Our culture is one of personal accountability, where all of us are empowered to be leaders. We encourage a growth mindset that sees change as an opportunity to learn, innovate and continuously improve. We value respectful collaboration and open communication where your voice is welcome and appreciated. Each of us has a role in SGI and SGI CANADA’s success and we acknowledge everyone’s contributions. We care about each other. We treat one another with kindness and celebrate each person’s uniqueness so we can all be our authentic selves at work. That’s because diversity, equity and inclusion are foundational to our culture and who we are. Different backgrounds and perspectives make for a vibrant and creative community where innovation flourishes. We offer more than a paycheque (although we do provide competitive pay!). Everyone at SGI and SGI CANADA enjoys great benefits, perks and options to balance work and everything else life sends their way. We also believe in you and your future career aspirations. Regardless of where you start, SGI and SGI CANADA will invest in you by supporting education, accreditation and professional development. If you have been referred for a job in our career section, please ensure you are using the referral link to submit your application. The link will trigger automatically to the email address provided by the referrer. If you have not received the link in your inbox, verify your spam/junk folder or reach out to the Employee who is referring you for the job opportunity to obtain the link. Failure to use the referral link will result in your application not being registered as a referral.