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Credit Risk Manager

Weyburn Credit Unionabout 21 hours ago
Weyburn, Saskatchewan, Canada
Senior Level
Full-Time

Top Benefits

Comprehensive Employee Benefits
Wellness Balance
Work/Life Balance

About the role

Credit and Risk Operations Manager Permanent, Full Time, On-site

Join the team at Weyburn Credit Union (WCU) as a Credit and Risk Operations Manager and build your career in the best place to live in the Prairies (Maclean’s Magazine)! At WCU, we’re committed to making a positive impact in our communities while delivering exceptional member experiences. We value self-improvement, collaboration, and doing what’s right.

We are seeking a senior credit and risk leader with deep expertise in complex lending and a passion for building high-performing teams. This role plays a critical part in shaping lending practices, guiding credit decisions, and ensuring strong risk management across the organization.

As the Credit and Risk Operations Manager, you will provide leadership across credit and risk operations, legal recovery, and departmental management. Reporting to the Chief Risk Officer, you will lead complex credit decision-making, provide technical direction across lending, and ensure effective risk mitigation and portfolio performance. You will work closely with leaders and teams across the organization to support sound lending practices while delivering an excellent experience for both internal and external members.

Key areas of focus include: · Leading and approving large, complex credit applications, including participation loans. · Providing technical direction and guidance across consumer, commercial, and agricultural lending. · Ensuring loan profitability through effective application of rates, fees, and lending structures. · Overseeing credit risk management, including delinquency, collections, and loss mitigation strategies. · Monitoring and reporting on portfolio performance, risk trends, and delinquency metrics. · Supporting the development, implementation, and refinement of credit policies, procedures, and lending products. · Leading legal recovery processes, including foreclosures, bankruptcies, and complex credit files. · Conducting or overseeing credit investigations, security reviews, and risk analysis to proactively address emerging risks. · Leading, coaching, and developing a high-performing team while fostering a strong, collaborative culture.

As a team member you will enjoy: Above market compensation package including comprehensive employee benefits and a wellness balance. Work/life balance with flex work options, generous paid time off including personal time, study time, and above-industry vacation accrual. Career development and advancement opportunities. A Total Rewards Program including up to 7% matched pension and profit sharing potential. Regular social events and discounted employee banking.

Your SPARK (Qualifications): · Undergraduate degree in Business or a related field; an equivalent combination of education and experience will be considered.

· 7–10 years of senior-level experience in commercial and agricultural lending or credit risk management. · Previous leadership experience, with a demonstrated ability to coach, develop, and lead high-performing teams. · Strong expertise in credit risk, complex lending, collections, and legal recovery processes. · Proven ability to make sound, timely decisions in complex and high-risk situations. · Strong analytical, problem-solving, and critical thinking skills. · Excellent communication skills with the ability to influence and collaborate across teams. · High level of accountability, judgment, and attention to detail. · Commitment to continuous learning and professional development. · Knowledge of the credit union system or financial services industry is considered a strong asset. WCU values continuous personal and professional development. If you do not meet all the criteria but believe that your qualifications and experience would be valuable in this position, we strongly encourage you to apply! All interested candidates should submit a resume by email to recruitment@weyburncu.ca. This opportunity will remain open until successfully filled. Please note, only applicants selected for interviews will be contacted.

About Weyburn Credit Union

Banking