Top Benefits
About the role
Job Description What Is the Opportunity? Our Enterprise Payments team is undertaking mission-critical modernization initiatives across high-value and real-time payment platforms. In this role, you will serve as the strategic bridge between business stakeholders, operations, compliance, architecture, and engineering — driving analysis, design, delivery, and validation of payment solutions in a highly regulated financial services environment. You will own outcomes across the full product lifecycle, embedding AI-native practices and regulatory controls into every stage of delivery. If you thrive at the intersection of complex payments technology, cross-functional leadership, and continuous innovation, this is the role for you. What Will You Do? Own the product backlog, roadmap, and business outcomes for payment processing and platform modernization initiatives; monitor and control delivery activities according to plan. Translate strategic objectives into clear business, functional, and technical requirements across multiple concurrent priorities. Lead requirements elicitation, solution design, and cross-functional alignment across multiple lines of business. Design and analyze payment capabilities across High-Value Payments, including Domestic and Cross-Border payments, SWIFT MT/MX messaging, and ISO 20022 initiatives. Embed sanctions screening, AML controls, and regulatory requirements directly into payment workflows and system design. Continuously identify potential issues, conflicts, and risks; analyze, mitigate, and escalate where appropriate. Champion AI-assisted delivery practices across the SDLC to drive automation and continuous improvement. Establish strong working relationships across business units and platforms, collaborating with groups to define and achieve deliverables and ensure initiatives are effectively integrated into procedures and processes. What Do You Need to Succeed? Must Have: 7+ years in Financial Services, Payments, or Banking Technology, with 5+ years in Technical Product Ownership, Business Systems Analysis, or equivalent. Deep expertise in High-Value Payments, RTGS settlement, SWIFT MT/MX messaging, and ISO 20022 standards. Proven experience integrating sanctions screening, AML controls, and regulatory compliance requirements into payment platforms and system design. Strong delivery track record in Agile, Scrum, SAFe, or hybrid delivery models with demonstrated ability to influence executive stakeholders. Exceptional written and oral communication skills, including strong presentation capabilities and the ability to determine the information needs of diverse stakeholders. Strong organizational, product governance, and time management capabilities; deadline-driven and results-oriented with the ability to manage multiple priorities simultaneously. Nice to Have: Experience working in a matrix environment such as a large, publicly traded financial institution. Familiarity with AI-assisted tooling and automation practices applied across the software delivery lifecycle. Proficiency with JIRA and Confluence in an enterprise delivery context. Strategic thinker with strong interpersonal skills and the ability to facilitate alignment among key decision makers across functions and business lines. What’s in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable Leaders who support your development through coaching and managing opportunities Ability to make a difference and lasting impact Work in a dynamic, collaborative, progressive, and high-performing team Opportunities to do challenging work Opportunities to take on progressively greater accountabilities Access to a variety of job opportunities across business #LI-POST #TechPJ Job Skills Agile Methodology, Business Data Analysis, Business Process Modeling, Commercial Acumen, Communication, Critical Thinking, Decision Making, Group Problem Solving, Interpersonal Relationship Management, Requirements Analysis Additional Job Details Address: 180 WELLINGTON ST W:TORONTO City: Toronto Country: Canada Work hours/week: 37.5 Employment Type: Full time Platform: TECHNOLOGY AND OPERATIONS Job Type: Regular Pay Type: Salaried Posted Date: 2026-07-17 Application Deadline: 2026-08-14 Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above Our Employment Opportunities At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. Join our Talent Community
Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.
Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com. RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.
About RBC
Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Our success comes from the 94,000+ employees who leverage their imaginations and insights to bring our vision, values and strategy to life so we can help our clients thrive and communities prosper. As Canada's biggest bank and one of the largest in the world, based on market capitalization, we have a diversified business model with a focus on innovation and providing exceptional experiences to our more than 17 million clients in Canada, the U.S. and 27 other countries. Learn more at rbc.com. We are proud to support a broad range of community initiatives through donations, community investments and employee volunteer activities. See how at www.rbc.com/community-social-impact.
http://rbc.com/legalstuff.
La Banque Royale du Canada est une institution financière mondiale définie par sa raison d'être, guidée par des principes et orientée vers l'excellence en matière de rendement. Notre succès est attribuable aux quelque 94 000+ employés qui mettent à profit leur créativité et leur savoir faire pour concrétiser notre vision, nos valeurs et notre stratégie afin que nous puissions contribuer à la prospérité de nos clients et au dynamisme des collectivités. Selon la capitalisation boursière, nous sommes la plus importante banque du Canada et l'une des plus grandes banques du monde. Nous avons adopté un modèle d'affaires diversifié axé sur l'innovation et l'offre d'expériences exceptionnelles à nos plus de 17 millions de clients au Canada, aux États Unis et dans 27 autres pays. Pour en savoir plus, visitez le site rbc.com/francais
Nous sommes fiers d'appuyer une grande diversité d'initiatives communautaires par des dons, des investissements dans la collectivité et le travail bénévole de nos employés. Pour de plus amples renseignements, visitez le site www.rbc.com/collectivite-impact-social.
https://www.rbc.com/conditions-dutilisation/
Similar Jobs
Top Benefits
About the role
Job Description What Is the Opportunity? Our Enterprise Payments team is undertaking mission-critical modernization initiatives across high-value and real-time payment platforms. In this role, you will serve as the strategic bridge between business stakeholders, operations, compliance, architecture, and engineering — driving analysis, design, delivery, and validation of payment solutions in a highly regulated financial services environment. You will own outcomes across the full product lifecycle, embedding AI-native practices and regulatory controls into every stage of delivery. If you thrive at the intersection of complex payments technology, cross-functional leadership, and continuous innovation, this is the role for you. What Will You Do? Own the product backlog, roadmap, and business outcomes for payment processing and platform modernization initiatives; monitor and control delivery activities according to plan. Translate strategic objectives into clear business, functional, and technical requirements across multiple concurrent priorities. Lead requirements elicitation, solution design, and cross-functional alignment across multiple lines of business. Design and analyze payment capabilities across High-Value Payments, including Domestic and Cross-Border payments, SWIFT MT/MX messaging, and ISO 20022 initiatives. Embed sanctions screening, AML controls, and regulatory requirements directly into payment workflows and system design. Continuously identify potential issues, conflicts, and risks; analyze, mitigate, and escalate where appropriate. Champion AI-assisted delivery practices across the SDLC to drive automation and continuous improvement. Establish strong working relationships across business units and platforms, collaborating with groups to define and achieve deliverables and ensure initiatives are effectively integrated into procedures and processes. What Do You Need to Succeed? Must Have: 7+ years in Financial Services, Payments, or Banking Technology, with 5+ years in Technical Product Ownership, Business Systems Analysis, or equivalent. Deep expertise in High-Value Payments, RTGS settlement, SWIFT MT/MX messaging, and ISO 20022 standards. Proven experience integrating sanctions screening, AML controls, and regulatory compliance requirements into payment platforms and system design. Strong delivery track record in Agile, Scrum, SAFe, or hybrid delivery models with demonstrated ability to influence executive stakeholders. Exceptional written and oral communication skills, including strong presentation capabilities and the ability to determine the information needs of diverse stakeholders. Strong organizational, product governance, and time management capabilities; deadline-driven and results-oriented with the ability to manage multiple priorities simultaneously. Nice to Have: Experience working in a matrix environment such as a large, publicly traded financial institution. Familiarity with AI-assisted tooling and automation practices applied across the software delivery lifecycle. Proficiency with JIRA and Confluence in an enterprise delivery context. Strategic thinker with strong interpersonal skills and the ability to facilitate alignment among key decision makers across functions and business lines. What’s in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable Leaders who support your development through coaching and managing opportunities Ability to make a difference and lasting impact Work in a dynamic, collaborative, progressive, and high-performing team Opportunities to do challenging work Opportunities to take on progressively greater accountabilities Access to a variety of job opportunities across business #LI-POST #TechPJ Job Skills Agile Methodology, Business Data Analysis, Business Process Modeling, Commercial Acumen, Communication, Critical Thinking, Decision Making, Group Problem Solving, Interpersonal Relationship Management, Requirements Analysis Additional Job Details Address: 180 WELLINGTON ST W:TORONTO City: Toronto Country: Canada Work hours/week: 37.5 Employment Type: Full time Platform: TECHNOLOGY AND OPERATIONS Job Type: Regular Pay Type: Salaried Posted Date: 2026-07-17 Application Deadline: 2026-08-14 Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above Our Employment Opportunities At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. Join our Talent Community
Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.
Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com. RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.
About RBC
Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Our success comes from the 94,000+ employees who leverage their imaginations and insights to bring our vision, values and strategy to life so we can help our clients thrive and communities prosper. As Canada's biggest bank and one of the largest in the world, based on market capitalization, we have a diversified business model with a focus on innovation and providing exceptional experiences to our more than 17 million clients in Canada, the U.S. and 27 other countries. Learn more at rbc.com. We are proud to support a broad range of community initiatives through donations, community investments and employee volunteer activities. See how at www.rbc.com/community-social-impact.
http://rbc.com/legalstuff.
La Banque Royale du Canada est une institution financière mondiale définie par sa raison d'être, guidée par des principes et orientée vers l'excellence en matière de rendement. Notre succès est attribuable aux quelque 94 000+ employés qui mettent à profit leur créativité et leur savoir faire pour concrétiser notre vision, nos valeurs et notre stratégie afin que nous puissions contribuer à la prospérité de nos clients et au dynamisme des collectivités. Selon la capitalisation boursière, nous sommes la plus importante banque du Canada et l'une des plus grandes banques du monde. Nous avons adopté un modèle d'affaires diversifié axé sur l'innovation et l'offre d'expériences exceptionnelles à nos plus de 17 millions de clients au Canada, aux États Unis et dans 27 autres pays. Pour en savoir plus, visitez le site rbc.com/francais
Nous sommes fiers d'appuyer une grande diversité d'initiatives communautaires par des dons, des investissements dans la collectivité et le travail bénévole de nos employés. Pour de plus amples renseignements, visitez le site www.rbc.com/collectivite-impact-social.
https://www.rbc.com/conditions-dutilisation/