Senior Credit Analyst
Top Benefits
About the role
A well established North American organization is seeking a Senior Credit Analyst to join its finance team. This role is ideal for an experienced credit and accounts receivable professional who enjoys combining financial analysis, risk management, and business partnership to support organizational growth
About the Role Reporting to the Credit & Collections Manager, the Senior Credit Analyst will play a key role in evaluating customer credit risk, optimizing cash flow, supporting collection activities, and providing valuable financial insights to business leaders. The position offers the opportunity to work cross-functionally with sales, operations, customer service, and finance teams while contributing to process improvements and strategic decision-making. What You'll Do
Credit Risk Management & Analysis
Evaluate customer creditworthiness through financial statement analysis, payment history reviews, credit reporting, and risk assessments
Recommend appropriate credit limits, payment terms, and risk classifications in accordance with company guidelines
Review and maintain customer credit profiles, ensuring information remains accurate and up to date
Support new customer onboarding and credit approval processes
Monitor customer performance and identify potential credit risks or growth opportunities
Provide recommendations to leadership regarding credit exposure, risk mitigation, and account management strategies
Accounts Receivable & Collections
Manage collection efforts for complex, high-value, or escalated accounts
Work collaboratively with internal stakeholders to resolve disputes impacting collections and customer payments
Support negotiations related to payment arrangements and account resolutions
Monitor collection performance and contribute to cash flow optimization initiatives
Assist with month-end and year-end accounts receivable activities
Reporting & Business Insights
Prepare and analyze accounts receivable aging reports, customer exposure reports, collection metrics, and bad debt trends
Identify risks, opportunities, and performance trends through data analysis
Support cash collection forecasting and reserve analysis
Maintain accurate customer records and financial data within business systems
Provide meaningful financial insights and recommendations to support business decisions
Process Improvement & Compliance
Contribute to continuous improvement initiatives across credit, collections, and accounts receivable functions
Assist in developing and documenting procedures, controls, and best practices
Ensure compliance with internal policies, audit requirements, and financial controls
Support internal and external audit requests as required
Participate in departmental projects and operational initiatives
What You Bring
Bachelor's degree in Accounting, Finance, Business Administration, or a related field
5+ years of progressive experience in credit analysis, accounts receivable, collections, or a related finance function
Experience within manufacturing, distribution, wholesale, or other business-to-business environments is considered an asset
Strong understanding of financial statement analysis, credit risk assessment, and collections management
Advanced spreadsheet and data analysis skills
Experience working with enterprise accounting or ERP systems
Excellent analytical, problem-solving, and decision-making abilities
Strong communication, negotiation, and relationship-building skills
Ability to manage competing priorities in a fast-paced environment
Additional language skills are considered an asset
Why Join
This is an opportunity to join a growing organization where finance plays a strategic role in supporting business performance and customer relationships. You'll work closely with cross-functional leaders, contribute to meaningful business decisions, and gain exposure to complex credit and risk management initiatives across a diverse customer base. The organization offers a collaborative team environment, opportunities for professional development, exposure to continuous improvement projects, competitive compensation, comprehensive benefits, and the chance to make a visible impact on both financial performance and operational success.
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Senior Credit Analyst
Top Benefits
About the role
A well established North American organization is seeking a Senior Credit Analyst to join its finance team. This role is ideal for an experienced credit and accounts receivable professional who enjoys combining financial analysis, risk management, and business partnership to support organizational growth
About the Role Reporting to the Credit & Collections Manager, the Senior Credit Analyst will play a key role in evaluating customer credit risk, optimizing cash flow, supporting collection activities, and providing valuable financial insights to business leaders. The position offers the opportunity to work cross-functionally with sales, operations, customer service, and finance teams while contributing to process improvements and strategic decision-making. What You'll Do
Credit Risk Management & Analysis
Evaluate customer creditworthiness through financial statement analysis, payment history reviews, credit reporting, and risk assessments
Recommend appropriate credit limits, payment terms, and risk classifications in accordance with company guidelines
Review and maintain customer credit profiles, ensuring information remains accurate and up to date
Support new customer onboarding and credit approval processes
Monitor customer performance and identify potential credit risks or growth opportunities
Provide recommendations to leadership regarding credit exposure, risk mitigation, and account management strategies
Accounts Receivable & Collections
Manage collection efforts for complex, high-value, or escalated accounts
Work collaboratively with internal stakeholders to resolve disputes impacting collections and customer payments
Support negotiations related to payment arrangements and account resolutions
Monitor collection performance and contribute to cash flow optimization initiatives
Assist with month-end and year-end accounts receivable activities
Reporting & Business Insights
Prepare and analyze accounts receivable aging reports, customer exposure reports, collection metrics, and bad debt trends
Identify risks, opportunities, and performance trends through data analysis
Support cash collection forecasting and reserve analysis
Maintain accurate customer records and financial data within business systems
Provide meaningful financial insights and recommendations to support business decisions
Process Improvement & Compliance
Contribute to continuous improvement initiatives across credit, collections, and accounts receivable functions
Assist in developing and documenting procedures, controls, and best practices
Ensure compliance with internal policies, audit requirements, and financial controls
Support internal and external audit requests as required
Participate in departmental projects and operational initiatives
What You Bring
Bachelor's degree in Accounting, Finance, Business Administration, or a related field
5+ years of progressive experience in credit analysis, accounts receivable, collections, or a related finance function
Experience within manufacturing, distribution, wholesale, or other business-to-business environments is considered an asset
Strong understanding of financial statement analysis, credit risk assessment, and collections management
Advanced spreadsheet and data analysis skills
Experience working with enterprise accounting or ERP systems
Excellent analytical, problem-solving, and decision-making abilities
Strong communication, negotiation, and relationship-building skills
Ability to manage competing priorities in a fast-paced environment
Additional language skills are considered an asset
Why Join
This is an opportunity to join a growing organization where finance plays a strategic role in supporting business performance and customer relationships. You'll work closely with cross-functional leaders, contribute to meaningful business decisions, and gain exposure to complex credit and risk management initiatives across a diverse customer base. The organization offers a collaborative team environment, opportunities for professional development, exposure to continuous improvement projects, competitive compensation, comprehensive benefits, and the chance to make a visible impact on both financial performance and operational success.