Senior Commercial Property Underwriter

At Heartland Mutual Insurance, we’re more than just a company — we’re a community. Proudly rooted in Ontario and Nova Scotia, we’re driven by a bold vision: to be the Best Mutual. Our team of passionate professionals doesn’t just follow the norm — we challenge it. We think differently, aim high, and deliver on our promise with a personal touch. Here, you’ll be part of a culture that values authenticity, embraces change, and empowers you to make a meaningful impact every day. Together, we bring our purpose to life by living our values and putting people first. What you will do... Underwrite new business, renewals and endorsements according to established underwriting guidelines. Develop appropriate solutions for complex underwriting problems. Develop, maintain and manage positive broker relationships, including broker visits as required. Respond to broker requests and inquiries in a timely manner. Rating/pricing of complex commercial risks using sound underwriting judgement. Participate in production calls on agents/brokerage offices, as required. Act as coach and mentor to junior underwriting staff. What you will bring... 5+ years of commercial property insurance underwriting experience. CIP and post-secondary education or University degree in business with partial completion of CIP designation. FCIP or CRM is preferred. The salary range for this role is $68,000 - $102,000. The salary for the successful candidate will be determined by various factors including but not limited to an individual’s relevant experience, knowledge, skills, along with internal equity, and market considerations. What’s in it for You: A Supportive Team: We’re not just a workplace, we’re a community. We are small but mighty, we believe in the power of connection, purpose, and belonging. Comprehensive Total Rewards: Enjoy a competitive compensation package made up of base salary and bonus, health and wellness benefits, pension plan, paid time off, and so much more. Inclusive Culture: Work in an environment that embraces diversity, equity, inclusion and belonging. Career Growth & Development: Take advantage of continuous learning opportunities and stretch assignments. Make an Impact: Play a key role in helping customers navigate challenging situations with empathy and expertise. This job posting is for an existing vacancy within Heartland. Accommodation is available on request for candidates taking part in all aspects of the selection process. We do not use artificial intelligence or automated decision-making tools in any part of our hiring process. All applications are reviewed by our Talent Acquisition team to ensure fairness and transparency. At Heartland Mutual Insurance, you’re empowered to thrive. Whether it’s your career, your well-being, or your future, we've got you covered.

The role involves underwriting new business, renewals, and endorsements while managing complex commercial risks and broker relationships. Additionally, the candidate will act as a coach and mentor to junior underwriting staff.

Candidates must have 5+ years of commercial property insurance underwriting experience. A post-secondary degree in business and a CIP designation are required, with FCIP or CRM preferred.

• Health and wellness benefits • Pension plan • Paid time off • Bonus

Identified from the job description. Confirm important requirements above.

• Commercial property underwriting
• Risk assessment
• Pricing
• Broker relationship management
• Mentoring
• Coaching
• Underwriting guidelines
• Commercial insurance
• Commercial Real Estate
• Empathy
• Continuous Development
• Time Off Management
• Underwriting Guidelines
• Artificial Intelligence
• Underwriting
• Brokerage
• Customer Relationship Management
• Decision Making Software
• Fibre Channel Over IP

• Finance & Accounting
• Management & Leadership
• Commercial Property Underwriter
• Property / Casualty Underwriter
• Insurance Representatives
• Insurance Underwriters

Minimum education

Professional degree

Minimum experience

5+ years

Posting language

English

Working hours

40 hours per week