Articles by François Normandin

Not to be missed

Tax evasion – a matter of culture?

The issue of tax evasion is a delicate matter, and even more delicate if we try to establish a correlation between this phenomenon and the culture of a country… Is it possible to establish a correlation between the presence and significance of tax evasion, and the dimensions of a particular culture? Are certain cultures, and […]


Not to be missed

For SMEs, it’s Easy to Pay Taxes in Canada!

For SMEs, it’s easy to pay taxes in Canada! This is what the PwC firm and the World Bank Group state, in the twelfth edition of the Paying Taxes study, conducted in 190 countries. Fulfilling your tax obligations is undoubtedly one of the set of universal constants. It doesn’t matter where or when, there’s no […]


Entrepreneurship

The Inevitable Rise of Independent Work

The profound social, economic and especially technological changes that we are currently experiencing are disrupting many ways of thinking, living and doing things. Take the wage system, for example, one of the solid foundations on which the working world leaned just a few decades ago, and which is slowly but surely crumbling, giving way little […]


News

Individuals and Households Indebtedness in Canada

“This is the biggest risk because it has the potential to amplify the effects of an economic shock,” Bank of Canada Governor Stephen Poloz warned last month in an interview with Les Affaires. What is the risk being evoked here by the head of the Central Bank? That of the individuals and households indebtedness, whose […]


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Are Canadians Financially Knowledgeable?

As pointed out by the Chartered Professional Accountants of Canada (CPA), November is Financial Literacy Month across the country. Judging by the organization’s efforts, which for five years has set up a national financial literacy program, the subject is of the utmost importance. “Information is power,” the popular saying goes, and well-informed people are people who […]


News

Big Data and accounting – is the future now?

It’s hard to ignore Big Data today – it’s the relentless trend of the world of business and organizations. All business areas are affected by it or will eventually be in the short to medium term. The accounting profession will not escape this profound disruption, while accountants and auditors will have to consider new ways […]


News

Is Cyber Insurance Insurers’ Next Mother Lode?

Cyber insurance – It’s one of the paradoxes of capitalism: the misfortune of some is often the opportunity for others. Here is an example. Take the recent cases of cyberattacks conducted against companies such as Equifax, Deloitte and FedEx. In just the first half of 2017, more than 900 attacks were recorded, with these virtual […]


News

Cryptocurrencies and Bitcoins: Evolution or Revolution?

In the financial landscape since the end of the 2000s, cryptocurrencies have intrigued and created dreams… and anxieties at the same time. The recent surge in the biggest of these cryptocurrencies, Bitcoin, is proof of this. The virtual currency has multiplied its value eight times in one year and the total capitalization of Bitcoin is […]


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