Senior Group Underwriter

Hybrid
Posted May 12, 2026
1 position

$78,698–$125,350 / year

Opens an external site

Employment type: Full-time
Experience level: Senior · 5+ years
Minimum education: Professional degree
Posting language: English
Working hours: 40 hours per week

Job summary

Assess complex quotes, amendments, and renewals to ensure profitability and support business sales objectives. Lead and coach junior underwriters while acting as a subject matter expert for risk-related issues and pricing recommendations.

Job details

Location: Anywhere in Canada - Remote Our hiring process includes AI screening for keywords and minimum qualifications. Recruiters review all results. Empire Life is looking to hire a Bilingual Senior Group Underwriter to join our Group Solutions - Underwriting team! This posting is an opportunity to express your interest for anticipated openings. The total target compensation (TTC) range, including salary and target bonus, is $79,200 - $126,500. This TTC range is applicable to permanent roles only; fixed-term contract and casual roles are not eligible for annual bonus and would receive only the base salary component. The actual base salary offered within this range will be determined by the successful candidate’s skills and experience, as well as internal equity. Why pursue this opportunity Our mission - Provide expertise and intelligent solutions to help Canadians navigate life with confidence. Join a transforming business - we are a medium-sized Canadian company in a stable industry that emphasizes the importance of innovation to use industry-leading technology. Hone your skills - this is an opportunity that allows for you to grow your technical, and functional skills. What you’ll be working on * Ensure that complex requests to quote, amendment, and renewals are assessed appropriately & accurately and within established turnaround time to support business sales and profitability objectives * Leads and coaches (be the “Go-To”) the underwriting development of more junior underwriters within the team * Acts as an informal leader within the team, supporting leadership with driving forward business initiatives and strategic objectives * Ensure the profitability of group business from an underwriting perspective with a focus on establishing and growing long term partnerships * Uses experience and judgment, in conjunction with Underwriting guidelines, product and service knowledge to determine optimal and creative solutions to meet customer needs and requirements * Ensure the profitability of group business through consultative underwriting practices; ensuring effective case level management at time of acquisition and renewal * Appropriately documents underwriting decisions to support risk and pricing decisions; and make decisions on negotiations and market rates on all case types within defined parameters * Leads the development and communication of process and practice changes, including maintenance of the Underwriting Guidelines and other documents relevant to the functional unit * Provides consistent and fulsome interpretation of group insurance policy terms to customers and distribution partners in support of strategic business objectives * Work collaboratively with other team members, inside and outside of underwriting to support quote, renewal and amendment outcomes to achieve strategic objectives * Act as a subject matter expert to provide consultation and problem resolution for the business units and the distribution teams on risk-related issues * Ability to constructively and extensively apply underwriting tools to experience rate Life and LTD * Ability to articulate underwriting and pricing recommendations to a broad set of stakeholders, including: internal teams, external teams and senior leadership * Proactively engages with both internal and external stakeholders to engage in discussions to support both client acquisition and retention while serving as a primary point of contact * Interacts with reinsurance providers to spread risks on retention amounts that exceed the Empire Life retention limit * Executes on consultative underwriting practices that include risk interpretation, pricing recommendation, partner collaboration while working within defined parameters * Acts as a primary point of contacts for key partners externally What we’re looking for you to have * 7+ years of work experience in the group insurance/financial services industry * Proven knowledge of group benefits products, contractual provisions, risk assessment, and pricing methodologies with a proven ability to apply knowledge in practice * Demonstrated experience and comfortability in interacting with group sales and service environments * Proficient in Microsoft Office Suite * Well-developed customer relations skills * GBA or CEBS Designation * Completion of a university degree or college diploma in a relevant field * Financial analysis & trend analysis * Ability to work independently and as a team member * Ability to think logically, analyze, and provide creative solutions * Ability to prioritize competing priorities while managing an ongoing workload * English is required for communicating with English speaking customers, advisors, or employees across Canada. Beyond the salary For permanent full-time positions, Empire Life offers a comprehensive total rewards package that includes: * Hybrid work model * Competitive salaries with annual pay increases * Annual bonus program, which recognizes both strong company performance and individual contributions, for non sales positions * Access to learning & development programs, and education/tuition reimbursement (role dependent), to support your professional growth and career advancement. * Competitive uncapped commission, for sales positions * A comprehensive employer-funded benefits package starting from day one of employment, that includes life insurance, health and dental and a generous health account * Flexible work arrangements and an annual allotment of personal health days. * Four weeks annual vacation from hire date * A defined contribution pension plan with generous employer matching * Top up programs for parental leave and compassionate leave * Employer-sponsored wellness and recognition programs * A cash employee referral program To learn more about working at Empire Life, visit https://www.empire.ca/workatempire [https://www.empire.ca/workatempire]. Get to know us Empire life is proud to be an equal opportunity employer. We celebrate diversity, are committed to creating an inclusive environment, and welcome everyone to participate in our application process. We encourage those of all backgrounds and experiences to apply, even if you don't believe you meet each unique qualification outlined. Applicants will receive equal consideration without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, disability, or age. Empire Life is proud to be an equal opportunity employer, dedicated to building an inclusive and barrier-free workplace. We welcome applications from people with disabilities and are committed to providing accommodations at any stage of the recruitment process. If you require a specific adjustment to help you present your best self, please let us know—we are happy to work with you. If you need this job posting in an alternative format or have any accessibility questions, please contact recruitment@empire.ca.

What you’ll do

Requirements

Requires over 7 years of experience in group insurance or financial services with a university degree or college diploma. Candidates should hold a GBA or CEBS designation and possess strong knowledge of group benefits products and risk assessment.