ACCELERATE Commercial Banking New Graduate Program - Mid-Market - June 2027 British Columbia

Job summary

The analyst will participate in rotational assignments to develop expertise in commercial credit analysis, relationship management, and financial transactions. They will support the mid-market team by delivering tailored financial solutions and conducting thorough credit assessments for business clients.

Job details

Requisition ID: 273182 Employee Referral Program – Potential Reward: We are committed to investing in our employees and helping you continue your career at Scotiabank. Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Why Work for Scotiabank Scotiabank is a leading bank in the Americas. We are powered by our 97,000 high-performing teammates who make a real difference across the globe as a leading provider of advice, products, digital experiences, and financial services. This is a place where you’ll get to learn and develop your skills, while being recognized for your hard work. At Scotiabank, we’re passionate about bringing our whole selves to work, allowing us to create inclusive work environments for everyone to enjoy. Accelerate Your Career in Canadian Commercial Banking The Commercial Accelerate Program provides a dynamic start to your career at Scotiabank. “Who We Are” reflects our dedication to serving as trusted advisors. Our team is committed to delivering tailored advice and solutions for our clients. We specialize in services such as customized lending, deposit, cash management, and trade finance for mid- to large-sized businesses. Our work enhances the growth and quality of the Bank’s Commercial Credit Portfolio. We pride ourselves on fostering a culture where a client-centric mindset and the drive to succeed are paramount, all within a flexible, growth-oriented environment, and unique people-first culture. The Mid-Market team provides tailored financial advice and solutions to a broad spectrum of mid-sized businesses across Canada, spanning industries such as manufacturing, retail, technology, and professional services. We collaborate closely with clients to understand their operational needs, growth ambitions, and unique challenges, delivering customized lending, treasury, and banking solutions to support their success at every stage. This role provides exposure to dynamic financial transactions, specialized credit analysis, relationship management, and the opportunity to build expertise within one of Commercial Banking's core business segments. Your Career as an Accelerate Analyst The Accelerate program provides new graduates with a robust start, featuring rotational assignments and opportunities for personal and professional growth. In this fast-paced, client-focused environment, you'll work within a designated business line that will challenge you and help you develop into a Commercial Banker. Over 12 months, you’ll have coach-supported experiences to learn, practice, and apply key skills, plus access to workshops and hands-on learning that will quickly advance your development. Your Launchpad for Growth, Mentorship, and Real-World Experience The Accelerate program will provide you with a combination of theoretical knowledge and practical application through: Culture: Participants are immersed in our “One Team” culture, fostering a strong sense of community and belonging. From day one, you’ll work with peers across Canada, expanding your network through team projects, individual learning, and engagement activities that enhance cohort discussions. Mentorship: A cornerstone of our commitment to your success. Alongside the guidance from your Program Manager, you’ll benefit from a support network including a Peer Mentor for firsthand insights, a Peer Coach for specialized advice, and a Business Coach for learning and development. Credit Training: You’ll receive thorough training in financial and technical analysis, gain in-depth knowledge of our products and services, and become familiar with the latest industry tools and technologies. Continuous Feedback: Ongoing feedback is key to learning. You’ll receive structured input from your mentorship network and peers, offering diverse perspectives and constructive insights. This approach supports a well-rounded experience, fostering personal growth and professional skill development. Is This Role Right for You? With Accelerate, you’ll have opportunities to: Initiate, cultivate, and sustain productive relationships with commercial partners to effectively support team strategies and objectives. Develop and uphold a strong internal and external profile to uncover new business opportunities and drive revenue growth within a client portfolio. Perform thorough analyses, structure deals, adjudicate credit, and deliver compelling presentations of complex credit proposals for both borrowing and non-borrowing clients. Utilize advanced techniques and tools to identify client needs and provide tailored solutions. Develop an understanding of bank lending policies, financial analysis, risk assessment, collateral and security documentation, relevant legislation, and accounting practices. Apply in-depth knowledge of the bank’s operating policies and integrate the organization’s risk appetite and risk culture into daily decisions and activities. Who You Are You’re a standout professional with strong financial acumen and a genuine passion for people. You thrive in a structured environment with clear guidance and deadlines, and you bring a positive, flexible, and professional attitude. Key Requirements: You are enrolled in an undergraduate degree in Finance, Commerce, Business, Accounting, Economics, or a related field. You possess strong financial literacy, including the ability to interpret financial statements and understand credit fundamentals, client needs, and commercial banking solutions. Key Capabilities: You have genuine interest and enthusiasm for Commercial Banking. You pay close attention to detail and maintain a results-driven mindset. You exhibit a natural curiosity and a strong interest in analytics and solving complex problems. You have excellent organizational skills and can effectively prioritize tasks to maximize efficiency. You excel in fast-paced, agile environments and can manage multiple priorities simultaneously. You communicate clearly and professionally, both in writing and verbally, enabling you to produce high-quality analyses, presentations, recommendations, and correspondence. You bring professionalism, energy, resilience, and a genuine eagerness to learn and grow. Mobility Expectations The Accelerate program is designed to develop top Commercial Bankers nationwide. While we aim to accommodate post-program placement preferences, all participants must be willing to relocate within their designated region if needed. Upon successful completion, placement will depend on business needs, ensuring participants are ready to contribute wherever required. How to Apply We focus on relationships over resumes. Instead of submitting a traditional resume, please: Complete your PLUM Profile and save a screenshot. Complete a short one-way video interview here. Apply to the role and upload your PLUM Profile screenshot when prompted for a resume. Location(s): Canada : British Columbia : Langley || Canada : British Columbia : Vancouver Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets. At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.Note: All postings in me@Scotiabank will remain live for a minimum of 5 days.

What you’ll do

The analyst will participate in rotational assignments to develop expertise in commercial credit analysis, relationship management, and financial transactions. They will support the mid-market team by delivering tailored financial solutions and conducting thorough credit assessments for business clients.

Requirements

Candidates must be currently enrolled in an undergraduate degree program in Finance, Commerce, Business, Accounting, Economics, or a related field. Applicants are expected to possess strong financial literacy, analytical capabilities, and a professional, results-driven mindset.

Benefits

• Mentorship program
• Professional development workshops
• Structured feedback
• Networking opportunities
• Inclusive work environment

Listed skills

• Time management · Preferred
• Problem solving · Preferred
• Data analysis · Preferred
• Communication · Preferred
• Financial analysis · Preferred
• Business development · Preferred

Other relevant skills

Identified from the job description. Confirm important requirements above.

• Financial analysis
• Credit analysis
• Relationship management
• Financial literacy
• Risk assessment
• Commercial banking
• Data analysis
• Problem solving
• Communication
• Time management
• Presentation skills
• Accounting practices
• Deal structuring
• Business development
• Strategic planning
• Financial Advising
• Financial Acumen
• Results-Driven Approach
• IT Security Documentation
• Relationship Management
• Professionalism
• Organizational Skills
• Private Banking
• Curiosity
• Willingness To Learn
• Resilience
• Microsoft Excel
• Accounting
• Adjudication
• American Sign Language (ASL)
• Commercial Banking
• Business Coaching
• Capital Markets
• Cash Management
• Technical Analysis
• Customer Service
• Credit Analysis
• Document Formatting
• Economics
• Finance
• Financial Services
• Financial Analysis
• Financial Literacy
• Financial Statements
• Investment Banking
• Mentorship
• Presentations
• Wealth Management
• Program Management
• Risk Analysis

Job areas

• Finance & Accounting
• Management & Leadership
• Consulting
• Unclassified
• Financial Relationship Manager
• Technical and Medical Sales Professionals (excluding ICT)
• Securities, Commodities, and Financial Services Sales Agents

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