Intermediate Personal Lines Underwriter

Intermediate Personal Lines Underwriter – Edmonton The Personal Lines Underwriter is responsible for underwriting personal automobile and residential risks, writing new submissions, renewals, and endorsements within established authority. This role supports profitable portfolio growth by applying sound judgment, maintaining strong broker relationships, and delivering responsive, solutions-oriented service. Key responsibilities : Underwrite new business, renewals, and endorsements within established authority, guidelines, and service standards. Evaluate risk quality, coverage requirements, pricing, terms, and conditions. Develop and maintain effective broker relationships through timely communication and practical underwriting solutions. Maintain accurate file documentation and ensure compliance with internal processes and regulatory requirements. Experience and education : Post-secondary education degree in business, insurance, risk management, or a related field, or equivalent experience. Minimum of two years of Insurance Industry experience. CIP designation or active progress toward completion is an asset. Proficiency with underwriting systems, rating tools, and Microsoft Office applications. Skills and competencies : Strong analytical, decision-making, and problem-solving capabilities. Professional communication, negotiation, and broker relationship management skills. Strong attention to detail, organization, and ability to manage competing priorities. Collaborative, accountable, and comfortable working independently within a team environment. Experience with personal lines underwriting, pricing, and risk selection is an asset. Why Join Optimum? At Optimum Group, we are proud to be a wholly owned Canadian company with international operations and a people-first culture. We offer: Flexible working hours Hybrid work model (3 days in office) Centrally located offices accessible by public transit Competitive compensation package Strong commitment to work-life balance Employee-focused culture with high engagement Monthly team-building and social activities Join a company where your expertise is valued, your growth is supported, and your contributions make a real impact.

The role involves underwriting personal automobile and residential risks, including new submissions, renewals, and endorsements. It focuses on maintaining profitable portfolio growth through sound judgment and strong broker relationships.

Requires a minimum of two years of insurance industry experience and a post-secondary degree in business, insurance, or a related field. A CIP designation or progress toward completion is considered an asset.

• Flexible working hours • Hybrid work model • Competitive compensation package • Work-life balance • Employee-focused culture • Monthly team-building and social activities

• Problem solvingPreferred
• OrganizationPreferred
• Attention to detailPreferred
• Microsoft OfficePreferred

Identified from the job description. Confirm important requirements above.

• Personal Lines Underwriting
• Risk Evaluation
• Broker Relationship Management
• Analytical Thinking
• Decision Making
• Problem Solving
• Negotiation
• Attention To Detail
• Organization
• Pricing
• Risk Selection
• Microsoft Office

• Finance & Accounting
• Customer Service & Support
• Administrative

Minimum education

Bachelor’s degree

Minimum experience

2+ years

Apply by

Sep 16, 2026

Posting language

English

Working hours

40 hours per week

Office presence

3 days per week

Seniority

Associate