Underwriter (CL)

Job Description Introduction We are HUB International's MGA and Delegated Underwriting Authority Enterprise (DUAE) division — insurance entrepreneurs united by a bold vision: to aggregate strengths and deliver unmatched value as Canada's largest DUAE. We exist to satisfy insurance needs in our target markets faster, better, and even where others can't. We do this by consolidating the best underwriting talent and specialty expertise within one coast-to-coast division, delivering speed, service, and solutions at a national scale. But what truly sets us apart is our people. Here, you will be part of a collaborative, growing team that values innovation, professional development, and shared success. Our culture is built on entrepreneurial thinking, open communication, and a strong sense of purpose. We believe in empowering our employees to take ownership, contribute ideas, and grow their careers within a supportive and dynamic environment. Together, we are building more than a market leader — we are building a place where talented professionals can thrive. Job Overview We are seeking an experienced Intermediate Underwriter to join our team. This individual will play a key role in driving the company's growth and profitability. This position requires assessing the acceptability of business opportunities in line with company guidelines, including reviewing and pricing new submissions, renewal business, and endorsements. The successful candidates will leverage their expertise, creativity, and entrepreneurial mindset to develop strong broker relationships and grow their book of business. Our Senior Underwriters work closely with experienced practice leaders, managers, and executives, supported by an extensive product range, ample capacity, and the empowerment needed to succeed. In collaboration with colleagues and management, they deliver value-added expertise and exceptional service to our broker partners. Responsibilities This position will: Perform risk analysis using internal and external data resources for the purpose of quoting, negotiating and authorizing the renewal of existing policies and acceptance of new opportunities for risks of a low to moderate complexity based on guidelines and retention goals of the company; Handle endorsement requests within delegated authority. Independently engages with broker to clarify intent of the request or seek missing information; Develop and support professional business partnerships with brokers by providing prompt service, responding to inquiries, acting pro-actively and taking ownership of issues and resolving them with a solution-oriented approach; Make decisions based on imperfect information; Communicate decisions and respond to requests in a prompt and professional manner; Build and maintain positive working relationships with internal and external parties, including attending industry related seminars and networking events as necessary; Negotiate coverage with brokers within and delegated authority parameters; Manage, strengthen and grow a book of profitable business; Maintain compliance with established corporate guidelines and delegated authority parameters; Work independently to meet deadlines following company guidelines to accomplish goals; Take ownership of work-related activities and follow through on your commitments; Deal effectively with pressure, maintains a positive outlook and recover quickly from setbacks; Prioritize and complete tasks to deliver desired outcomes within allocated time frames; Take personal responsibility and action toward learning and implementing new ideas, method, and technologies; Demonstrate effective communication and interpersonal skills, both written and verbal; Exhibit good decisional making and analytical skills; Document assigned files ensuring completeness, compliance, and quality to meet the documentation standards. Keep paper free environment by uploading the documents on our company software; and Complete loss reports and post-claim underwriting reviews. Qualifications You’re a good fit if you have: 2 - 4 years of relevant experience in commercial lines underwriting or brokering A Chartered Insurance Professional (CIP) and/or Canadian Accredited Insurance Broker (CAIB) designation(s) or actively pursuing A valid Broker license or ability to qualify for one within 90 days of employment Proficiency in Microsoft Office Familiarity with legal structures in Canada Benefits By joining HUB International, you’ll become part of a rapidly growing company focused on providing innovative insurance solutions to support independent brokers in Canada. As a member of our team, you’ll benefit from: Dental care Extended health care Paid time-off RRSP match Vision care Salary Range The expected salary range for this position is from $60,000 – $75,000 and will be impacted by factors such as the successful candidate’s skills, experience and working location, as well as the specific position’s business line, scope and level. HUB International and affiliated brands are proud to offer comprehensive benefit and total compensation packages which include extended health and dental benefits, disability insurance, RRSP matching, paid time off benefits, and a variety of potential bonus opportunities. INTERESTED? APPLY TODAY! If you are looking to join a company where you can proudly bring your authentic self to work, we invite you to apply today. Our commitment to diversity, equity and inclusion means that whoever you are, and whatever path you’ve taken to get here, we value you at HUB International. We know that diversity of perspectives, backgrounds, interests, and skills are essential to build a great community that serves ALL people. If you can help drive success and have fun while doing it, we can’t wait to meet you! Department Underwriting Required Experience: 2-5 years of relevant experience Required Travel: No Travel Required We endeavor to make this website accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact the recruiting team [email protected]. This contact information is for accommodation requests only; do not use this contact information to inquire about the status of applications.

The Underwriter will perform risk analysis for new and renewal commercial lines business while managing broker relationships. They are responsible for negotiating coverage, maintaining compliance with corporate guidelines, and ensuring accurate documentation of files.

Candidates must have 2-4 years of relevant experience in commercial lines underwriting or brokering. A CIP or CAIB designation is required or must be in progress, along with a valid broker license or the ability to obtain one.

• Dental care • Extended health care • Paid time-off • RRSP match • Vision care • Disability insurance

• Time managementPreferred
• Data analysisPreferred
• CommunicationPreferred
• Microsoft OfficePreferred

Identified from the job description. Confirm important requirements above.

• Risk analysis
• Underwriting
• Broker relationship management
• Negotiation
• Policy renewal
• Commercial lines
• Data analysis
• Microsoft Office
• Decision making
• Analytical skills
• Communication
• Interpersonal skills
• Time management
• Compliance
• Professionalism
• Ability To Meet Deadlines
• Time Off Management
• Solution-Oriented
• Effective Communication
• Follow Through
• Use Diversity of Perspectives
• Commercial Lines Underwriting
• Analytical Skills
• Management
• Software Documentation
• Creativity
• Delegated Authority
• Empowerment
• Entrepreneurial Leadership
• Equities
• Optometry
• Leadership
• Innovation
• Interpersonal Communications
• Microsoft Outlook
• Risk Analysis
• Target Market

• Finance & Accounting
• Management & Leadership
• Customer Service & Support
• Underwriter
• Insurance Underwriter (General)
• Insurance Representatives
• Insurance Underwriters

Minimum education

Professional degree

Minimum experience

2+ years

Posting language

English

Working hours

40 hours per week