Commercial Credit Underwriter

***Hiring for Commercial Credit Underwriter*** Burlington, Ontario | Hybrid Schedule $100,000 CAD Base Salary + 20% Bonus Commercial Finance | Direct Hire We are partnering with a well-established commercial finance organization specializing in inventory finance and floor plan lending for dealer-based businesses. The company works closely with manufacturers, dealers, and financial sponsors to provide revolving credit facilities while maintaining a disciplined credit culture and strong risk-management framework. Due to continued growth, the team is seeking a Commercial Credit Underwriter to join its Burlington office. This is an excellent opportunity for a credit professional who enjoys financial analysis, structured lending, portfolio management, and evaluating inventory-heavy businesses. What You’ll Do Underwrite commercial credit facilities and prepare detailed credit memoranda for dealer relationships and lending transactions Analyze financial statements, tax returns, cash flow, liquidity, leverage, collateral, inventory levels, and debt-service coverage Evaluate borrowing needs, credit structures, revolving facilities, and overall transaction risk Support ongoing portfolio monitoring, annual reviews, covenant compliance, and special credit assessments Review borrowing-base information and collateral reporting when applicable Partner with relationship managers, credit leadership, operations, and other internal stakeholders Present clear credit recommendations supported by financial analysis and risk considerations Maintain accurate credit documentation, loan files, approval records, and workflow tracking Assist with credit-process improvements and other risk-management initiatives What We’re Looking For 3+ years of experience in commercial lending, credit analysis, underwriting, financial analysis, or a related field Strong ability to analyze financial statements, cash flow, liquidity, leverage, collateral, and DSCR Understanding of commercial credit structures, revolving credit facilities, covenants, and risk-management principles Strong written communication skills with experience preparing credit analyses or approval memoranda Excellent organization, attention to detail, and ability to manage multiple transactions and deadlines Proficiency with Microsoft Excel and the broader Microsoft Office suite Bachelor’s degree in Accounting, Finance, Business Administration, or a related discipline preferred Highly Preferred Experience Commercial floor plan lending Inventory finance or dealer-based lending Asset-based lending Borrowing-base analysis and collateral monitoring Loan documentation, covenants, and security registrations Credit committee presentations and portfolio reviews Why Consider This Opportunity? Competitive $100,000 CAD base salary Annual bonus opportunity of up to 20% Hybrid work schedule Join an established organization with a strong reputation in commercial finance Gain exposure to specialized and structured lending transactions Collaborative team with a disciplined approach to credit and risk Medical, dental, and vision coverage Paid time off and company holidays Professional development and long-term career-growth opportunities Interested candidates are encouraged to apply or message me directly for a confidential conversation. #CommercialLending #CreditUnderwriting #CreditAnalyst #InventoryFinance #FloorPlanFinance #AssetBasedLending #BurlingtonJobs #OntarioJobs #FinanceCareers #Hiring

The Commercial Credit Underwriter will underwrite credit facilities, prepare detailed credit memoranda, and analyze financial statements for dealer-based businesses. They will also support portfolio monitoring, covenant compliance, and collaborate with internal stakeholders to provide clear credit recommendations.

Candidates must have 3+ years of experience in commercial lending, credit analysis, or underwriting with strong financial analysis skills. A Bachelor’s degree in Accounting, Finance, Business Administration, or a related field is preferred.

• Medical coverage • Dental coverage • Vision coverage • Paid time off • Company holidays • Professional development • Annual bonus

Identified from the job description. Confirm important requirements above.

• Commercial lending
• Credit analysis
• Underwriting
• Financial analysis
• Inventory finance
• Asset-based lending
• Cash flow analysis
• Risk management
• Microsoft Excel
• Borrowing-base analysis
• Loan documentation
• Covenant compliance
• Portfolio management
• Structured lending
• Credit memoranda

Minimum education

Bachelor’s degree

Minimum experience

2+ years

Apply by

Aug 26, 2026