Principal Architect – Digital Banking & Credit Union Transformation

The Opportunity Aequilibrium is looking for a Principal Digital Banking Architect (contract-to-hire) to help lead the next generation of digital banking transformation for Canadian credit unions. This is not simply an architecture role. We are looking for a senior technology leader who can sit alongside a credit union CIO or CTO, understand their business and technology landscape, define the path from current to future state, and lead multidisciplinary teams through complex digital banking transformations. Aequilibrium has more than a decade of experience in credit union digital banking. We helped Central 1 build Forge, deployed and tailored Forge for Canadian credit unions, have delivered VeriPark and Backbase engagements, and are now helping credit unions navigate the next generation of platform modernization. You will help us lead these transformations and build reusable expertise, accelerators, and architecture patterns that strengthen Aequilibrium's position as a trusted digital banking transformation partner. What You'll Lead Own architecture and technical leadership for complex digital banking transformations, including Forge-to-VeriPark migrations. Assess current-state environments and define target-state and transition architectures across digital banking, core banking, integration, cloud, data, identity, security and third-party systems. Lead architecture for VeriChannel, VeriLink, Microsoft Azure and Dynamics 365/Power Platform ecosystems. Establish integration and API strategies that connect digital banking platforms with core banking, payments, CRM, identity, fraud, analytics, and other financial-services systems. Lead Design Authority and architecture governance across Aequilibrium, client and vendor teams. Translate complex technical decisions into clear business implications for CIOs, CTOs and other executives. Guide engineering teams from architecture through implementation, testing, migration and go-live. Champion configuration over customization, platform upgradeability, security by design and API-first integration. Mentor solution architects, technical leads and engineers. Help Build Our Digital Banking Practice Beyond individual projects, you will help shape Aequilibrium's digital banking architecture capability. You will: Develop reusable reference architectures, migration playbooks, integration patterns and accelerators. Help define Aequilibrium's point of view on digital banking modernization and platform migration. Participate in strategic pursuits, client workshops and technical presentations. Build trusted relationships across the Canadian credit union ecosystem and with platform and technology partners. Contribute to thought leadership through articles, webinars, conferences, and industry discussions. Help identify emerging opportunities as credit unions modernize legacy platforms, consolidate through mergers, and collaborate through shared technology models. What We're Looking For 12+ years in enterprise architecture, solution architecture, or senior technology leadership. Significant experience within Canadian credit unions, banking, or financial services. Proven leadership of at least one major digital banking modernization, platform migration, or comparable enterprise transformation from strategy through implementation. Strong understanding of digital banking architecture, core banking integration, payments, identity, security, and member-facing digital channels. Deep expertise in APIs, microservices, event-driven architecture, and enterprise integration. Strong Microsoft Azure architecture experience. Ability to move comfortably between executive strategy and detailed technical discussions with engineering teams. Demonstrated experience leading architecture governance and multidisciplinary delivery teams. Excellent communication and executive stakeholder management skills. Particularly Valuable Experience Hands-on experience with VeriPark, VeriChannel and VeriLink. Experience with Central 1 Forge and the Canadian credit union ecosystem. Experience migrating from Forge or another legacy digital banking platform to VeriPark. Experience with Backbase, ebankIT, Temenos, Intellect Design or other major digital banking platforms. Microsoft Dynamics 365 and Power Platform architecture. Relationships within the Canadian credit union, digital banking, or fintech ecosystem. Industry thought leadership, conference speaking, publishing, or participation in banking technology communities. What Success Looks Like Within your first year, you will have: Established yourself as a trusted architecture advisor to Aequilibrium's credit union clients. Successfully led architecture for one or more major digital banking transformations. Created reusable migration patterns and architecture assets that accelerate future implementations. Strengthened relationships with our digital banking technology partners. Helped Aequilibrium win additional digital banking transformation engagements. Mentored and elevated the architecture and engineering capabilities of the broader AEQ team. Compensation This is a contract role, with a competitive rate of CAD $80–$110/hour, depending on experience, digital banking expertise, and demonstrated leadership capabilities. For exceptional candidates with deep VeriPark, Forge, and Canadian credit union experience, compensation will reflect the strategic value and expertise they bring to Aequilibrium and our clients.

The Principal Architect will lead complex digital banking transformations for credit unions, defining target-state architectures and guiding multidisciplinary teams through implementation. They will also shape the company's digital banking practice by developing reusable reference architectures, migration playbooks, and integration patterns.

Candidates must have 12+ years of experience in enterprise or solution architecture with significant expertise in the Canadian financial services or credit union sector. Proven leadership in major digital banking modernization projects and deep technical knowledge of Azure, APIs, and banking platforms are required.

• Microsoft AzurePreferred

Identified from the job description. Confirm important requirements above.

• Enterprise Architecture
• Solution Architecture
• Digital Banking
• Cloud Architecture
• Microsoft Azure
• API Strategy
• Microservices
• Event-driven Architecture
• Core Banking Integration
• Identity Management
• Security Architecture
• Stakeholder Management
• Technical Leadership
• Governance
• Dynamics 365
• Power Platform
• Technical Presentations
• Core Banking
• Backbase
• Microsoft Dynamics 365
• Event Driven Architecture
• Financial Technology (FinTech)
• Digital Channels
• Enterprise Integration
• Microsoft Power Platform
• Technology Ecosystems
• Thought Leadership
• Mergers And Acquisitions
• Application Programming Interface (API)
• Convergent Technologies Operating Systems
• Customer Relationship Management
• Communication
• Financial Services
• Leadership
• Web Conferencing
• Relationship Building

• Technology
• Consulting
• Finance & Accounting
• Management & Leadership
• Software
• Principal Architect
• Enterprise Architect
• Systems Analysts
• Business Intelligence Analysts
• Data Scientists

Minimum experience

12+ years

Apply by

Nov 14, 2026

Posting language

English

Working hours

40 hours per week

Location requirements

Country, CA